Lower the monthly charges and cover your own taxes that you pay per employee. If Loan Genie is what you charge for, get rid of it! It does not serve its full purpose in this lending environment. Yes live pricing is great, however there is maybe .25 ysp difference between all the investors. There are basically 4 products out there: FHA/Conventional/VA/USDA. Plus make it mandatory that all processor's return all Loan Officers phone calls and emails by NO LATER than the end of the business day. Try to come up with a FLAT fee per file vs. a monthly fee and a per file fee.
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