Excess & Surplus - Product Developer

Mason, OH
Cincinnati Insurance Company, Inc.
Posted 02/23/2024


Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Excess & Surplus lines department seeks a product developer. This position is responsible for monitoring the excess and surplus marketplace and working with Cincinnati Specialty Underwriters (CSU) Underwriting to develop products to meet the needs of the independent agents who represent us and remain competitive. This role will also work to improve existing products by revising rates and updating underwriting guidelines and coverage forms.

This is a Headquarters-based role with a hybrid work schedule and may require occasional travel for business, including attending product-related seminars and events.

Salary: The pay range for this position is $62,000 - $85,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

  • serve as a subject matter expert for our excess and surplus products
  • lead in reviewing circulars and implementing forms from our Information Security Office
  • draft wording for coverage forms
  • answer coverage questions from CSU Underwriting, Claims and other partnering departments
  • review requirements for new products and functionality and provide signoff
  • assist in leading projects from conceptualization to production to implement new products correctly
  • deliver expert underwriting guidance on intricate questions from the underwriting teams
  • maintain a strong partnership with our IT teams
  • assist with developing solutions arising from data quality issues, product changes, source system changes or questions arising from catastrophic exposure data
  • identify the needs and requirements of new exposure data consumers and evaluate how to satisfy their requirements using existing processes or enhancements
  • drive change to create profitable growth and strategies
  • prioritize, validate and implement enhancements and workflows


Be equipped with:

  • the ability to communicate professionally with multiple teams
  • ethical and professional decision making skills
  • the ability to work both independently and as part of a team
  • strong data skills with the ability to solve problems both systematically and creatively
  • the ability to strategically think through change

Bring education or experience from:

  • a bachelor's degree
  • three or more years of P&C insurance experience

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights


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