Credit analysts play an important role in the decision making processes for certain businesses. These are people who analyze the creditworthiness of potential customers. They determine whether the business should extend credit to another business or to individual customers. They might review applications or crunch data in the process of making that decision.
Skillset: Credit analysts have a strong ability to handle analytical data. They are usually people with a strong affinity for task-oriented operations. They are objective people who can make the difficult decisions for a business without letting emotions get in the way. They are highly organized people who are able to produce reports.
Education: A credit analyst might study finance or some form of math in college. They will almost always have an undergraduate degree. Many will have advanced degrees in analytics. There is no specific track for these professionals, though math is the preferred track.
Career Path: A person who wants to work in this field should pursue a math background with much passion. They should be willing to take on internships and rough entry-level jobs in order to rise to the level of respected credit analyst. A credit analyst can eventually find himself in a position of power within the financial world.
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