POSITION SUMMARY
Provides liaison, coordinates, and responds to inspections by external regulatory agencies and insurance carriers. Prepares inspection response for underwriters; notifies department producers of areas of noncompliance and provides technical advice and assistance for corrective action; interprets, applies, and explains laws and regulations.
ESSENTIAL REQUIREMENTS
- Delivers of high-quality multi-line risk evaluations and loss analysis of exposures and controls related to Workers' Compensation, Property, Inland Marine, Umbrella, Builders' Risk, Products/Completed Operations, Commercial Auto, Garage Liability/Dealer's Blanket and General Liability.
- Has a team-based approach working with other internal associates and departments, as well as our carrier partners to provide effective risk improvement consultations to Commercial policyholders that positively influence loss ratios, relationships, profitable new business growth and account retention.
- Delivers collaborative, consultative-based Loss Control services that provide value and solutions to policyholders while working with them to move service issues forward and improve the account's loss exposures and performance and overall cost of risk.
- Conducts on-site visits of existing and prospective policyholders and complete comprehensive survey reports to evaluate operations, exposures and controls and provide an overall assessment for adequate risk selection, pricing and application of techniques for profitable Underwriting results.
- Completes value-based correspondence to summarize visit activities that includes solutions-based discussion and development of meaningful recommendations to minimize policyholder exposure to loss. Acts as a technical resource for agents, other internal departments, carrier partners and policyholders. Assist policyholders with identifying exposures and implementing effective controls to minimize risk.
- Provides value-added services to assist in overall policyholder risk reduction strategies such as effective safety culture implementation, risk identification, program development assistance, safety training, resource assistance and loss analysis evaluation.
- Assists in the evolution of the 1st Source Insurance Loss Control Department by contributing technical skills and knowledge, expertise, ideas and working on projects to assist in achieving our vision.
- Mentors, coach's and trains new and less experienced agents and colleagues.
- Must have a valid driver's license.
- Completes all compliance training related to the position.
- Must understand all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS
Performs all other duties as assigned.
EXPERIENCE/SKILLS
- Minimum of 3 years increased levels of related Loss Control and Commercial lines Property/Casualty insurance experience preferred.
- Excellent oral and written communication, presentation and marketing skills.
- Actively listens and asks open-ended questions.
- Sound interpersonal, consultative and collaborative skills.
- Excellent problem solving, critical thinking, organizational and time-management skills.
- Detail oriented and disciplined.
- Strong work ethic.
- Excellent problem solving and critical thinking skills.
- Assertive and high level of self-motivation.
- Ability to work independently, remotely and with minimal supervision.
- Ability to work cooperatively and enthusiastically with both internal and external stakeholders.
- Valid driver's license with good driving history.
EDUCATION
Bachelor's degree preferred, in safety related sciences, engineering, or a related field.
CERTIFICATIONS
Possessing or working toward relevant designations such as ALCM, OHST, ARM, CRM, CFPS, CIH, CHST, ASP, SMS and/or CSP
TRAVEL REQUIREMENTS
Ability to travel to all locations as well as ability to travel overnight, as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.
EQUIPMENT
MS Office PC, fax, phone and standard office equipment.